FCMB USSD Codes, Banking Details, Loans, Customers Care, Mobile App

FCMB USSD Codes, Banking Details, Loans, Customers Care, Mobile App, The First City Monument Bank (FCMB) was the first local bank in Nigeria to open for business without assistance from the government. Currently, FCMB has 206 branches, 7.1 million customers, and a UK banking subsidiary.


What is the FCMB USSD Code?

The FCMB USSD code is *329#, and it is used for a number of banking operations, including checking account balances, moving money, making payments for services, and purchasing airtime.

You must dial *329# from your registered mobile phone number in order to use the FCMB transfer code, then follow the on-screen instructions to complete your desired transaction.

The FCMB USSD code won’t function, though, unless you register and activate it on your line. To accomplish this, adhere to the guidelines listed below.

How to Create an FCMB USSD Code and Activate It

Here is a step-by-step tutorial for activating the FCMB USSD code:

  • On your phone, launch the dialer app. Dial *329# using the line, SIM, or phone number you used to open your FCMB Bank account and follow the on-screen instructions.
  • Input the last four numbers of your debit or ATM card.
  • Generate a secret 4-digit pin.
  • Finalize the procedure

NOTE: You will require a transaction code, which may be produced by following the procedures below, if you want to use the *329# to carry out larger transactions, such as sending up to $500,000 at once.

  • Just dial *329*0#.
  • Create/Reset code option
  • If you have numerous cards, choose your ATM card.
  • Enter the PIN for your ATM card.
  • Create a four-digit transaction code.
  • Type your USSD PIN in.
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How to Use the FCMB Transfer Code

You must have a mobile phone with an activated SIM card that has been registered with FCMB in order to utilize the USSD code for FCMB Bank. Once you have them, adhere to these easy steps:

  • From the registered mobile number that is linked to your FCMB account, dial *329#.
  • Your screen will display a menu with many possibilities.
  • To choose the service you wish to utilize, simply follow the menu’s instructions. For instance, you can choose option 1 and follow the on-screen instructions to verify your account balance.
  • As instructed by the menu, enter the essential data.
  • Enter your 4-digit PIN or, if available, your biometric data to confirm the purchase.

FCMB USSD Codes For Different Transactions

1. Account Balance Check

The USSD code for FCMB is *3299*00#, and it can be used to check your account’s balance. Once you’ve dialed, enter your PIN, and a screen will show you how much money is still in your FCMB account.

2. Transfer Code

The FCMB USSD code for transfers between FCMB accounts as well as transfers between FCMB and other banks is *329*Amount*Account number#. Once you’ve dialed, choose the bank of the recipient, and then enter your PIN to confirm the transfer.

3. Opening an Account

*329# is the USSD code for opening an account at FCMB Bank. Dial the number, agree to the mobile banking terms, and then proceed by following the on-screen instructions to open an FCMB account.

4. Airtime Purchase

The FCMB code to use when purchasing airtime for your own SIM that is connected to your FCMB account is *329*Amount#. While the code to purchase airtime for additional numbers or SIMs is *329*Amount*Phone Number#.

5. Data Purchase

*329*1*Mobile number# is the FCMB Bank code for buying data from your account for both yourself and other people.

6. FCMB Bill Payment USSD Code

Use *329*2*Amount*Smartcard number# to pay bills (such as those for electricity, water, DSTV, GoTV, Startime, etc.). While *329*3*Amount*Meter No# or *329*3*Amount*AccountID# is the FCMB code to make electricity bill payments from your account.

7. Statement of Account

*329# is the code provided by FCMB to obtain an account statement. Once you have dialed, choose statement, full statement, and duration (up to 6 months). Your statement will then be immediately forwarded to your registered email address.

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8. BVN Retrieval

The FCMB code to obtain or retrieve your BVN is *565*0#.

9. Blocking Account

*329*911# is the USSD code on FCMB for canceling your account. Simply dial the code and choose the option on the screen.

FCMB Loans and Credits

Customers who require credit cards and loans can get them from First City Monument Bank. In the area below, we have highlighted the loans that are offered.

1. Fast Cash

FCMB FastCash loans are quick and don’t need a guarantor or collateral. Using the USSD code *329#, you can apply for a quick loan.

2. Salary Plus Loan

Only owners of salary accounts may apply for this loan. Customers who meet the requirements can apply for and be approved for both short- and long-term loans.

3. Premium Salary Loan

Only confirmed workers of specific business enterprises are eligible for this FCMB loan. The employee’s business must have received at least an A- rating from Moody’s in order to be eligible. Loan candidates who are interested must make at least NGN 100,000 per month.

4. Auto Loan

FCMB Auto Loan helps qualified consumers partially finance their acquisition of automobiles for personal usage. With this loan, you can get a car and pay it off later.

5. Cash-Backed Loan

You can utilize current investments or funds you have with FCMB as collateral to access loans with low interest rates.

How to apply for a loan from FCMB

Please visit the FCMB loan page to learn more about all of the loan options and the application procedure. You can also speak with FCMB customer service or go to a physical location as an alternative.

FCMB Mobile App

You may manage both your personal and business FCMB accounts using FCMB New Mobile. Without going to a branch office, you may manage your credit and debit cards as well as your complete account. Install the FCMB mobile app on your smartphone to get started.

Android device download instructions for the FCMB mobile app

The FCMB New Mobile App is available from the Google Play Store for download and installation. It is only 34 MB in size and has received over 1 million downloads. Over 14,000 individuals have given it a grade of 3.7 in reviews as of right now.

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iOS gadgets

You can get the FCMB New Mobile App from the Apple App Store if you have an iPhone device and want to download and install it.

FCMB Customer Care Service

FCMB is always available for inquiries and grievances. They have employees who work in customer service who will help you.

Customer support number:

  • 012793030
  • 01-2798800
  • 07003290000
  • 09099999814 (WhatsApp)
  • 09099999815 (WhatsApp)

Email: Customerservice@fcmb.com

How can I locate FCMB Branches?

You don’t need to start asking about to find an FCMB branch if you’re looking for one in any region of Nigeria. The bank already has a website where the locations of all of its branches are published. To find your State or region, go to the FCMB Branch Network and click.

Where is the headquarters of FCMB located?

The FCMB head office is located in Nigeria, where the bank oversees the provision of its banking services. If you have any grievances, you can also go to the office. It is situated in Lagos, Nigeria at Primrose Tower, 17A Tinubu Street, Marina.

Must I have an ATM Card before activating my FCMB USSD Code?

No, by just dialing *329# and following the steps that show on your screen to receive the pin to enable your mobile banking services, you can register and activate the FCMB USSD code without an ATM card.


As part of its effort to promote financial inclusion, FCMB Bank has remained committed to providing the *329# Quick Banking service to the people of Nigeria. The service is designed to provide power to banks whenever and wherever they need it. Beneficiary accounts are quickly reimbursed, and alerts are provided. It is quick, handy, and simple to use.

The *329# USSD service makes banking services available on any cellphone or device, including the iPhone, Android, Blackberry, and even basic feature phones, or “kpalasa” in Nigerian slang, across all GSM networks. It can be used in distant areas of Nigeria with no need for an internet connection. Customers’ registered phone numbers associated with their FCMB Bank accounts are used to receive this USSD service.

FAQs About FCMB USSD Codes

Without an ATM, how do I enable FCMB mobile banking?

Dial *329# to enable FCMB mobile banking without an ATM, and then adhere to the on-screen directions that follow.

How can I find my USSD FCMB account number?

By dialing *329#, choosing “Statement,” and then following the on-screen instructions, you can obtain your FCMB account number using USSD code. To get it, you can also dial *329*00#.

How do I setup FCMB mobile banking?

By simply dialing *329# with the phone number or SIM card associated with your FCMB bank account, you can set up your FCMB USSD mobile banking.

Can I use the FCMB USSD code for free?

No, there is a fee associated with making use of the FCMB USSD code. Using the USSD code has different costs depending on the service being used. However, compared to other banking methods, the fees are typically lower.


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